September 06, 2010

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Reference Center Contract Structure -  Parties to the Contract Back Parties to the Contract Insurer: Issues the contract; accepts either single premium (lump sum) or multiple premiums from the contract owner. Owner: Purchases the contract; designates the beneficiary; determines when to annuitize, withdraw, or transfer. Annuitant/Payee: Receives the annuity payments. Beneficiary: Person or entity receiving the annuity death benefit. Features will vary by company and product. Please refer to Glossary for definitions

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