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Company Symetra
Plan Name Custom 7 $100k
AM Best Rating A
1st Year Rate 2.10% (1.55% from $50k to $99k)
Rate Thereafter 1.60% (1.05% from $50k to $99k)
Guarantee Period 7 years
Avg. Annual Yield 1.67% (1.12% from $50k to $99k)
Minimum Premium $50,000.00
Flexible/Single Premium Single (Additions year one only - $1k min)
Minimum Additions N/A
Max Issue Age 90 Qualified
90 Non-Qualified
Free Withdrawals 10% Starting in 1st Year
Surrender Schedule 8 %, 8 %, 7 %, 7 %, 6 %, 5 %, 4 %, 0 %
Market Value Adjustment No
Action at end of guarantee
Return of Principal Guarantee No
Waiver Options (ROP Option for Lower Rate)
Annual Fees N/A
States NOT approved (LOWER RATES in New York)
Days held on Transfers 60
Interest Rate History on
New Premiums		 4/5/2010 - 3.95%
5/10/2010 - 3.85%
6/1/2010 - 3.45%
7/13/2010 - 3.00%
7/26/2010 - 3.15%
10/1/2010 - 3.10%
10/18/2010 - 2.70%
11/29/2010 - 2.85%
12/13/2010 - 3.20%
1/1/2011 - 3.35%
2/22/2011 - 3.55%
3/21/2011 - 3.35%
5/17/2011 - 3.25%
5/31/2011 - 3.10%
6/15/2011 - 2.95%
7/8/2011 - 3.20%
8/1/2011 - 3.00%
8/8/2011 - 2.75%
8/22/2011 - 2.40%
10/17/2011 - 2.30%
10/31/2011 - 2.70%
1/23/2012 - 2.35%
3/5/2012 - 2.55%
3/22/2012 - 2.80%
4/16/2012 - 2.55%
5/1/2012 - 2.25%
5/15/2012 - 2.10%
6/11/2012 - 1.85%
6/22/2012 - 2.00%
9/17/2012 - 2.35%
11/15/2012 - 2.05%
12/10/2012 - 1.95%
12/31/2012 - 2.15%
1/23/2013 - 2.35%
4/8/2013 - 2.25%
4/15/2013 - 2.10%




Commission*
4.00% (0 - 75)
2.25% (76 - 85)






*Commission may vary depending on payout option, premium amount, state, age, and type of policy.

Please call for details and to make sure product is approved in your state
Products, surrender charges, interest rates, bonuses, participation rates/margins, free withdrawals, issue ages, minimum premiums and commissions may vary depending on state, age, type of policy and/or premium. All information is meant as a representation, not an advertisement or warrantee. Rates subject to change at any time. Agent-only material and not meant to be copied or used in sales presentations. Each company/product may have state specific requirements where approved.


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