May 9, 2008

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Comparison Calculator Should you keep an existing annuity or exercise a tax-free exchange or transfer to another product with a higher rate? Compare to Annuity Current Value: $ Current Interest Rate:   % Surrender Penalty:   % Proposed Annuity Policy Information Current 1st Year Interest Rate:   % Interest Rate Thereafter:   % Duration of Rate Guarantee:   1 year(s) 2 year(s) 3 year(s) 4 year(s) 5 year(s) 6 year(s) 7 year(s) 8 year(s) 9 year(s) 10 year(s) 11 year(s) 12 year(s) 13 year(s) 14 year(s) 15 year(s)   Existing Annuity in (x) years: $ Proposed Annuity in (x) years: $ Compare to CD Current Value: $ CD Rate:   % Tax Bracket:   % Proposed Annuity Policy Information Current 1st year rate:   % Interest Rate Thereafter:   % Duration of Rate Guarantee:   1 year(s) 2 year(s) 3 year(s) 4 year(s) 5 year(s) 6 year(s) 7 year(s) 8 year(s) 9 year(s) 10 year(s) 11 year(s) 12 year(s) 13 year(s) 14 year(s) 15 year(s)   CD Value in (x) years:   Annuity Value in (x) years:   Please be aware that moving to a new annuity may begin new surrender charges.

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